SLVP Software / BayadEra
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BayadEra is a free fantasy game where debts are monsters and every payday is a battle. Split your sweldo, survive surprise gastos and level up by paying off loans. 1 gold = 1 peso, so what you learn here works at home.
Plays in your phone browser, iPhone and Android. No download, no account.
HP 25,000 gold. Minimum bayad barely tickles it.
How it plays
Every 10th and 25th, the sweldo comes in. You decide where it goes.
Bills come out first, just like real life. Then you split the free gold into four jars.
Between paydays, quest cards appear: an 11.11 sale, a cousin asking for a loan, the year-end bonus, Noche Buena. Each choice has a lesson, and stamina drops when work and stress pile up.
Debts are monsters
Know your enemy before payday.
Each monster is a real kind of Filipino debt. Some heal fast with interest, some just stand there waiting for amortization.
Small but stubborn. Pay only the minimum and it never shrinks.
Shows up when you're desperate. That's 240% a year. Iwasan.
Slow and steady. Every payday chips off a set amount.
The biggest boss. A long fight, but it guards your home.
Two ways to play
Learn with Mika. Then play your own life.
Story Mode Play now
Mika the Warrior is a Royal Guard and the breadwinner for Nanay, Tatay and little Tonton. Play 12 paydays from November to May. Win by defeating the Interest Slime and filling your Shield to 20,000 gold.
My Life Mode Play from Tigumi
Pick a hero class, enter your real job, sweldo and loans, and see your actual debts as monsters. Open it from Tigumi with "Play My Life in BayadEra", using the numbers you already track there.
Questions about BayadEra
Is BayadEra free?
Yes. BayadEra is free to play in your phone or computer browser. No download, no account and no ads.
Does BayadEra work on iPhone?
Yes. It runs in Safari, Chrome and other modern browsers on iPhone and Android. Your progress is saved in that browser.
Is this real money?
No. You play with gold, but 1 gold = 1 peso so the numbers feel like a real Filipino budget. No payments or bank details are ever asked.
Who is BayadEra for?
Anyone who earns a sweldo and wants to get better with money: breadwinners, young professionals, OFW families, and students about to start working.